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A pension for what comes next
What it is
Long-term saving, with its own tax rules
You set the rhythm
A monthly amount and a saving period.
We invest it for you
In the funds you choose from our shelf.
You choose the ending
A single payment, a monthly income, or both.
Where the money goes
Funds for every risk appetite
Fixed income
Bonds with small swings and returns close to the CDI.
Multi-market
Rates, currencies and equities in one strategy.
Equities
Most volatile, highest potential over 10+ years.
Tax on your side
Two plan types, two tax treatments
PGBL
Deduct contributions from your taxable income.
VGBL
Tax applies only to the earnings.
Regressive table
The rate falls the longer you stay invested.
What’s your objective?
Choose a goal and we’ll find the best options to reach it.
Custom
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Your objective
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Tell us a little more about your objective
Ways to receive your money
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Monthly amount (R$)
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Lump sum amount (R$)
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Saving period
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Years of saving
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How long you’ll receive it
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Years of receiving
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You’ll save approximately
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in total, of which {{ simReturns }} in returns
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How you wish to receive it
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in one lump sum in {{ payoutDate }}
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Investment risk
This is how we’ll invest your money for you. Lower risk means steadier growth; higher risk means bigger swings.
Based on your spending habits, we recommend the Conservative risk profile.
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What is your Federal Income Tax declaration type?
This information helps us suggest the best type of pension for you.
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Read more about declaration types
We put together the ideal portfolio for you
{{ taxMode }} · {{ profileName }} profile. Your monthly contribution is split across {{ fundCount }} investment funds, distributed to maximize returns.
You can change these funds whenever you want, including after your plan starts.
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Monthly
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Returns 12m
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Risk
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View details
Registration of this plan with SUSEP does not imply, on the part of the authority, any incentive or recommendation for its sale. Past returns are no guarantee of future returns.
Fund distribution
Split your {{ amountDisplay }} across the funds. The shares always add up to 100%.
Nothing is final: you can change these funds whenever you want, including after your plan starts.
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View details
Remove
Add funds
This is our risk coverage suggestion for you
With a small increase in your monthly contribution, you can insure yourself and your family in case of unforeseen events.
For as little as
R$ 20,00 monthly
Beneficiaries receive the benefit in case of unforeseen events
Fixed-term pension
Cancel at any time
View details
Almost done
Your future starts here!
Check the plan below and confirm. Everything here can still be changed later.
Your goal
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in one lump sum in {{ payoutDate }}
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How your plan is set up
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Edit
Monthly contribution
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Edit
Auto deduction from my bank account on the 5th of each month
You can change the amount, the payment day and the funds whenever you want, including after your plan starts.
I have read and agree to the Terms and Conditions
Your future is on its way!
Your plan is now waiting for approval from the bank.
Approval takes up to 2 business days. We’ll send you a confirmation by email as soon as your plan is active.
Plan number
4438560423
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Total saved
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What you are saving for
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5
First contribution
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Your pension plans
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Pending approval
up to 2 business days
Risk coverage insurance
R$ 20,00 monthly · included in your plan
More for your plan
Extra contribution
Add a one-off amount whenever you want.
Tax simulator
See what you can deduct next year.
Talk to an adviser
Book 20 minutes with a planner.
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Waiting for approval
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Got it
Name
Adjust photo
Take a photo
Or select from your gallery
Save
Save
Save
Cancel
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Got it
You can change your choice before you start receiving your benefit, or redeem the full balance at once.
Got it
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Classification{{ fund.cls }}
Administration fee{{ fund.fee }}
Returns over the last 12 months{{ fund.returns }}
Risk profile{{ fund.profile }}
Risk{{ fund.risk }}
About this fund
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Close
{{ tb.label }} Recommended
You can add or remove funds whenever you want, including after your plan starts.
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{{ cf.cls }} · {{ cf.profile }} profile · {{ cf.risk }} risk
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View details
Done
Monthly cost
R$ 20,00 monthly
Added to your contribution.
Cancel any time, with no fee.
What is covered
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Good to know
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I want risk coverage insurance
Skip it
You can add risk coverage later, in your plan settings.
Got it
Your goal
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{{ lumpPayout }}
in one lump sum in {{ payoutDate }}
{{ simIncome }}
{{ payoutLine }}
How your plan is set up
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Monthly contribution
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By signing up for this plan you agreed to the Terms and Conditions, the general conditions of the funds and the taxation regime chosen at subscription.
You can change the amount, the payment day and the funds at any time.
Go to my pensions
I need help with this plan
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Got it
Help Center
Approval, contributions and redemptions.
Talk to an adviser
Weekdays, 9am to 6pm.
Go to my pensions
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Cancel
Confirming your plan
This only takes a moment.
I agree with the {{ suggestedTax }} suggestion
I prefer {{ otherTax }}
PDF
Pension simulation
PDF Document · 184 KB
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Messages
Mail
Notes
Files
Copy
Save to Files
Print
Markup
Remove {{ confirmName }}?
Your contribution will be redistributed across the other funds in your plan.
Cancel
Remove
Terms and Conditions
PDF Document · 3 pages
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1 of 3
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